Bolto Benefits — Powered by Benbase
Payroll and benefits in one place.
Shop hundreds of plans, enroll your team, and let deductions sync themselves. Save time and money.
Full suite of benefits
Licensed broker integrated with every major carrier and network. Medical, dental, vision, and supplemental coverage — plus flexible options like ICHRA, level-funded plans, and FSA/HSA, in all 50 states.
Unified with payroll
Benefits administration that runs inside Bolto. Benefits deductions sync automatically. No manual reconciliation ever.
Dedicated benefits advisor
Our dedicated benefits advisor stays by your side throughout the plan year. From quoting to enrollment to mid-year employee support and renewal.
Frequently asked questions
What benefits does Bolto offer?
Bolto provides comprehensive benefits through Benbase: Health insurance (medical, dental, vision, life) from dozens of carriers across the entire marketplace of small group plans, ICHRA, and level-funded options in all 50 states. Pre-tax accounts (HSA, FSA, commuter benefits) with automatic payroll sync and supplemental coverage including short-term disability, long-term disability, AD&D, and voluntary life.
How does benefits administration work?
Benefits administration software is included within Bolto and is fully managed by Benbase. This includes the entire life cycle of the plan year from quoting, open enrollment, mid-year employee support and renewal. Compliance is also included with ACA and COBRA fees waived. Each month, Benbase's AI agent checks rates and census against every carrier bill to catch any late enrollments or misbilling.
Can I migrate my existing benefits to Bolto?
Yes. Our team coordinates with you to access & transfer plan information, set up feeds, import enrollment (so employees don’t re-enroll). Most migrations complete within 2 weeks alongside payroll migration.
How do enrollment changes (new hires, life events, open enrollment) sync?
Onboarding, off-boarding and Open Enrollment automatically integrate with payroll. If the employee is eligible, they receive an email to enroll or waive in Bolto. Qualifying live events (QLEs) can be reported self-serve in Bolto. Most carriers update automatically and near-instantly.
How do benefit deduction changes flow into payroll?
Whenever an employee enrolls or changes coverage, the new deduction amount — pre-tax or post-tax — updates in Bolto payroll automatically.
How is this different from using a third-party broker?
Everything is on the same native platform. Employee changes from payroll flow instantly without the need for a separate benefits administration platform. One point of contact for everything benefits related. Compliance fees for COBRA and ACA are waived.